SUPERIOR HOME IMPROVEMENT FINANCING WITH TWO OPTIONS
Our Ygrene energy fund financing program makes it easy to make improvements on your home. Most people save on homeowner's insurance and there electric bill with new windows and doors to help offset the cost.
No money down required.
Used for energy efficiency, renewable energy, water-saving, and resiliency upgrades.
100% home improvement financing for 5, 10, 15 & 20 years.
Low fixed payments (compared to other providers).
Financing may be tax deductible.
Bundle new efficient windows, insulation, and a cool roof into ONE project.
No credit score required.
Approximate 95% Approval Rate.
No upfront costs. No closing fees.
Make payments as a line item on your property tax assessment bill thanks to a partnership with your local government.
Payments stay with the property - If you sell your home, the payments on Ygrene financing can transfer to the new owner – so you only pay for improvements while you use them.
No money down required.
Used for energy efficiency, renewable energy, water-saving, and resiliency upgrades.
100% home improvement financing for 5, 10, 15, 20 or 25 years.
Quick in-home approvals.
Interest rate is fixed, with no surprises.
Repaid on your property taxes.
The amount you can borrow is based on your home equity.
Borrow up to 20% of your property value the balance may transfer to the new owner upon sale of the property, subject to lender approval.
Offered in cooperation with local governments
MORE ABOUT OUR FINANCING PROGRAMS
MORE ABOUT:
Ygrene Energy Fund is the nation’s leading provider of residential, multifamily and commercial property assessed clean energy financing. The award-winning, privately funded YgreneWorks program provides immediately accessible financing with no upfront payments for energy efficient window and door replacement and storm protection.
Ygrene financing requires no credit check, and loan approvals are based on the value of your home, current mortgage and real estate taxes. Financing terms are extremely competitive, but with payment terms up to 20 years verses the standard 12 year payment term available with other lending institutions.
Ygrene is committed to making it easy for property owners to invest in their property and over the next five years, YgreneWorks is expected to create tens of thousands of jobs and invest several billion dollars into local economies by helping Homeowners improve their property.
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PACE, which stands for property assessed clean energy, is a new concept in financing home and commercial property improvements. Named one of the top 20 “world-changing” ideas by Scientific American magazine, PACE financing is an easy and effective way to finance a range of upgrades that save energy, conserve water, harness renewable energy, and protect against natural disasters such as hurricanes and earthquakes. Administered at a local level, PACE financing makes it easier for property owners like yourself to invest in your future, increase comfort and security, reduce your energy usage and, ultimately, it may help you save money over the long-term.
With PACE, property owners can get 100% financing based on available equity in their property and ability to pay, among other factors. The amount financed, plus interest and any applicable fees, is then added to your property taxes and paid over time – on your annual or semi-annual property tax bill, or via escrow as part of your monthly mortgage payment. PACE financing is secured with a continuing lien on your property.